Invisible Spending? Spend Smartly!

Do you come across certain circumstances in life when you decided to invest your earnings or pocket money wisely and ultimately end up with nothing to invest at the end of the month? Then the cause may be the new nail polish you bought or the amount you spend on your food because you don’t like the food in the office cafeteria or the college canteen.

The above happens with most of us. However there are a number of ways in which one can find a smart solution to these problems:

• If you do not like the food available in canteen then get some healthy food packed from your home.
  
• Drink coffee from the vending machine rather than spending in an expensive café.
  
• Carry water from home.
  
• Walk the short distances and avoid taking a cab or some other mode of transportation.
  
• Are you on the jury of the Oscars? Not really! so why watch all the new movies in the theatre? use the DVD player instead.
  
• The incentives and bonuses are to be put in a separate account even if you are not investing it into fixed deposits or other feasible investments or you will just spend it away.
  
• Keep an account on the spending of the credit cards because constant vigil keeps one in check always.
  
• Try as much not to withdraw money from your account very frequently for every small reason.

So you see it’s just very simple to keep in check the invisible spending we usually ought to make by simply applying these simple and smart solutions. Try it.




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